

| HYUNDAI MARINE & FIRE INSURANCE CO | 25/03/2016 AGM | |
|---|---|---|
| 1 | Approve the Financial Statement | Abstain |
| 2 | Amend the Articles of Incorporation | Abstain |
| 3.1 | Elect Mong Yun Jeong | Abstain |
| 3.2 | Elect Cheol Young Lee | Abstain |
| 3.3 | Elect Chan Jong Park | Abstain |
| 3.4 | Elect In Seok Seong | Abstain |
| 3.5 | Elect Yu Jin Song | Abstain |
| 3.6 | Elect Hui Dong Kim | Abstain |
| 3.7 | Elect Young Ho Jin | Abstain |
| 4 | Election of audit committee member as outside director: Hui Dong Kim | Abstain |
| 5 | Election of audit committee member as non outside director: In Seok Seong | Abstain |
| 6 | Approve Fees Payable to the Board of Directors | Abstain |